Bank Statements, Fraud
Thumbprint® is MoneyThumb’s AI-powered fraud detection tool designed to verify the authenticity of financial documents such as bank statements, tax returns, and pay stubs. By analyzing formatting inconsistencies and comparing documents against a proprietary database of thousands of financial institutions, Thumbprint assigns an Fraud Score from 1 (no tampering) to 1000 (high likelihood of alteration). This process, typically completed in under five seconds, enables lenders and financial professionals to swiftly identify potential fraud, enhancing decision-making efficiency and reducing risk.
Insights
| Code | Description |
|---|---|
| GRID-THUMB-AVG-FRAUD-SCORE | 0 indicates no evidence of tampering and 1000 shows 100% certainty of alterations. Possible values provided in increments of 25 |
| GRID-THUMB-AVG-INCOME | Average sum of credits across uploaded PDFs |
| GRID-THUMB-AVG-EXPENSE-RATIO | Average ratio of debits to credits across uploaded PDFs |
| GRID-THUMB-AVG-ENDING-BALANCE | Average ending balance across uploaded PDFs |
| GRID-THUMB-DOCUMENTS-ARE-UNIQUE | All uploaded documents are unique |
| GRID-THUMB-MINIMUM-DOCUMENTS | Minimum number of documents that must be uploaded (i.e. 3 months worth of bank statements) |
| GRID-THUMB-NAME-MATCHES | The inputted name matches the name on the statements |
| GRID-THUMB-ADDRESS-MATCHES | The inputted address matches the address on the statements |
| GRID-THUMB-BANK-NAME | Name of the financial institution(s) that issued the statement(s) |